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Ross-shire Constabulary 1863
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This is "just" a piece of paper, a single sheet mainly hand-written – but what a wealth of information (and a fantastic piece of social history from EXACTLY a century and half ago). This is a scan of a photocopy of the pay sheet for the Ross-shire Constabulary for the month ending 15th January 1863. The original is approximately A2 in size, so to get it here I had to photocopy both halves on to A3, then scan each half of the half (A4) then join them all up together into this one image! (If you look at it in "Original" size, it’s nealt 3MB in size)

The force at this time comprised a total of 20 men, and it would appear that Chief Constable George Cumming would have had to toddle along to the office of George MacKenzie, Clerk of Supply for the County, and uplift a sum of cash (£89:1:06d)(=£89.07 and a half pence), for which he signed. Presumably Mr MacKenzie did NOT have all the sums sorted out in little brown envelopes – that would have been Mr Cumming’s problem.

By my calculations, once all the 19 subordinates had been paid, that would have left Mr Cumming with £19 as his wage for the month. That equates to an annual salary of £228 – a fair increase upon his original salary (1858) of £200 plus £5 for upkeep of horse. As will be seen if you keep on reading this rather lengthy (but hopefully, interesting?) commentary, HM Inspector felt this was far too low, given his travel commitments for this, the second largest County in Scotland.

One must feel sorry for the poor men in Lewis – not only having to take arrested persons to their own lodging (or a public house) – they did not get their wages until almost a month after they were due. If you look at the receipted stamps at bottom right, the 3 men on Lewis received theirs on 10th February.

Did the form have to go round everybody, or did the Chief send the money out to each area (perhaps to Sergeant or Inspector) and they had to divide it up among the men – or did they have to wait for their money until the Chief made his periodic visit? It was certainly not a sinecure being a bobby in those far-off days!

A really fascinating insight to the way things were a century and half ago this very month!

The numbers opposite each man are also interesting. In those days the uniforms had hardly evolved, and numerals were likely worn only on the top coat (possibly even painted on) – so when you moved station you left your number (and your top coat) there and took over the number (and coat) of the man you were replacing at your new Station. Whether the Sergeants also wore their Letters (A, B or C) is debatable but possibly it was the only means of identifying them for their subordinate Constables. Given the shortage of men, it is highly unlikely that more than 2 men were ever in the same location at the same time anyhow!

TEXT of Form:-

WE, the undersigned Members of the ROSS-SHIRE CONSTABULARY FORCE, acknowledge to have received from the Clerk of Supply, through the hands of our Chief Constable, the sums opposite each of our Signatures, for the Month ending Fifteenth day of January 1863.

1. DINGWALL. Donald McDowell, Superintendent (Sup)
2. EVANTON. Nathaniel Cameron, Constable (#4)
3. CONON BRIDGE. Donald Cameron, Constable (#5)
4. FORTROSE. Donald Matheson, Constable (#6)
5. NORTH KESSOCK. Donald McDonald, Sergeant (#C)
6. CONTIN. Donald MacLean, Constable (#7)
7. ULLAPOOL. Donald Stewart, Constable (#8)
8. POOLEWE. John Stewart, Constable (#9)
9. SHIELDAIG. James MacKenzie, Constable (#10)
10. LOCHCARRON. Robert Blair, Constable (#11)
11. LOCHALSH. Alexander Campbell, Constable (#12)
12. TAIN. James Gordon, Inspector (Insp)
13. ARDGAY/ Hugh Fraser, Constable (#1)
14. TAIN BEAT. Alexander Cameron, Constable (#2)
15. HILL OF FEARN. Donald Forbes, Constable (#3)
16. INVERGORDON. Duncan Cameron, Sergeant (#B)
17. STORNOWAY. William MacKenzie, Sergeant (#A)
18. STORNOWAY BEAT. William Grant, Constable (#13)
19. BARVAS. George Kemp, Constable (#14)

I do hereby acknowledge to have received from George MacKenzie, Esquire, Clerk of Supply, the Sum of Eighty nine pounds one shilling and sixpence Stg, and have paid away the several Sums placed against the Names of the Superintendent, Sergeants, and Constables; and that the same contains a true and just statement of the Names of the Officers who have been effective and entitled to pay, as belonging to the said Police Force, for the complete or broken periods therein set down against their respective Names. (signed) George Cumming, Chief Constable

Pay rates:
Superintendent : £5:8:04d (= £65:0:00 p.a.)
Inspector : £5:0:00d (= :0:00 p.a.)
Sergeants A & C : £4:4:06d (= £50:14:00 p.a.)
Sergeant B : £4:0:06d (= £48:6:00 p.a.)
Constables : £3:7:02d (= £40:6:00 p.a)



The County of Ross at one time had TWO Police forces – one for the Western District (based on Dingwall) and one for the Eastern (centred around Tain), presumably due to the fact that both towns hosted a Sheriff Court and each had a Procurator Fiscal.

Mr George Cumming set up the Western district force in 1850, and then became Superintendent for the whole County at Martinmas 1853. Whether his authority extended to the Isle of Lewis at that stage is unclear.Certainly the whole of the County was Mr Cumming’s responsibility at the passing of the Police (Scotland) Act of 1857 – which requiredevery County in Scotland to establish an efficient Police force for the whole of the County.

Mr Cumming successfully applied for the newly-created post of Chief Constable established by virtue of the Act. Within his application for the post he included references from Keith Stewart Mackenzie of Seaforth, who had been Convenor of the County of Ross until 1856, and from the Procurators Fiscal at Dingwall and Tain.

The 1857 Act also created the post of Her Majesty’s Inspector of Constabulary for Scotland The purpose of the Inspector was to inspect the various Police Forces of Counties and Burghs within Scotland (excluding Orkney & Shetland) and to report to the Government as to their efficiency. Only if reported as efficient would the Force receive a Government grant of 25 per cent of the upkeep of the Force in terms of wages and uniform.

In the inaugural Report, produced in May 1859, and which covered the period from 15.3.1858 to 15.3.1859, the original Inspector, Colonel John Kinloch outlined his duty : to ‘visit and enquire into the State and Efficiency of the Police appointed for every County and Burgh, and also into the State of the Police Stations, Charge Rooms, Cells, or Lock-ups, and other Premises occupied for the Use of such Police’.

Mr Kinloch’s first visit to Ross & Cromarty revealed that no less than FOUR Police forces existed. Ross-shire had a Force, as did the Burgh of Dingwall. Cromarty-shire (the Black Isle) also had two, one for the Burgh (Town) of Cromarty and one for the rural area.

He reported that there was only one Constable in the Burgh of Cromarty, and that gentleman was in fact the only policeman in the whole of Cromartyshire. This was patently ridiculous and Kinloch was emphatic in recommending that the Burgh and county of Cromarty should both merge with Ross-shire.

The Dingwall Town Council appeared to have realised that its small Force was of little effect, and Kinloch had been assured that the Burgh was about ready to unite with Ross-shire. It was also noted that "there is a lock-up under the old Town House, but more like a prison of former times". In other words there was a location in which arrested persons could be detained but it was devoid of any convenience and probably insanitary and disease-ridden as a result.

So far as the Ross-shire Constabulary was concerned, one of the most important points which was raised was the Parish of Lochbroom, including the village of Ullapool. Only one Constable was stationed within that vast Parish. "When he is required to take a prisoner to Dingwall ……. it occupies him at least two days, if not three, the distance being above 50 miles."

One year later, in April 1860, Kinloch again put pen to paper on completion of his year-long travels around Scotland. Nothing had changed. none of the three smaller Police Authorities in Ross & Cromarty were keen to relinquish their independence, a situation which obviously prevailed in various parts of Scotland, as witness this general comment from the Colonel:
"There appears to exist a prejudice or jealousy on the part of many of the small burghs against uniting with their respective counties, encouraging the harbouring of vagrants and plying their trades and illegal vocations with impunity."

Just how bad the problem with these itinerants was, is highlighted by Mr Kinloch, who would not have slow to point out that these groups could not travel from Caithness to the south within passing through Ross-shire.
"There are ‘gangs’ or ‘tribes’ of tinkers who live principally in Caithness-shire, but make periodic tours through different parts of Scotland. A gang of these people, with horses and carts, after passing through Argyle and Perthshire a few months ago, were detected by the police in Forfarshire, where they were carrying on their depredations; in the carts were found some of their plunder from Perthshire and elsewhere; two of them were convicted of various acts of theft; and they are known at Aberdeen and Wick as ‘habit and repute’ common thieves. Another gang from Caithness-shire has lately been passed out of the same county by the police."

Nonetheless the warnings fell on deaf ears. It had to be in everyone’s best interests to pool resources, to deal properly with the problem, but while it appeared that lip-service was being paid to the Inspector’s recommendations, nothing concrete was being done.

By now Ross-shire had a total of 20 officers, for an extremely remote and scattered community. Chief Constable Cumming was on an annual salary of £200, plus an additional £5 per annum for the keep of his horse – his sole means of transport. This amount was seriously inadequate, given that the county was the "the second in extent in Scotland".

There had been trouble among the herring fishing community at Stornoway. There were only three officers on the Island of Lewis, and they had to cope without anywhere secure to keep prisoners. Having arrested the rioters, they were obliged to simply keep them in the street for a time. This would merely serve to encourage the others to attempt to free them again. So in the end the police had had to take the their custodies back to their own private lodgings until a magistrate’s warrant could be obtained to lodge them in the prison.

Cromartyshire had no police officers whatsoever in its County Force. The Burgh Police appeared to making some efforts to merge with the County, with a view to getting a proper Force off the ground. Kinloch considered that one Constable in the Burgh and one in the County would do for the short term but the ultimate goal had surely to be to unite with Ross-shire.

Dingwall Burgh were quite ready to unite with the County of Ross for police purposes but terms had not as yet been agreed.

Mr Cumming was still in command of the Ross-shire Constabulary in July
1860, when he informed the Chairman of his Police Committee of what has to be one of the earliest recorded instances of ‘Mutual Aid’ – Constable John Mackenzie of Stornoway had been seconded to the Caithness County Constabulary for duty at Wick for the duration of the herring fishing season that year.

Presumably a fluent Gaelic speaker, Mackenzie’s being bilingual and
having personal knowledge of the bulk of the Lewis fishermen working
for the season out of Wick harbour would have been invaluable. Indeed
he would most likely have sailed to Wick aboard one of the fishing boats – alternative travel arrangements would have been difficult if not impossible.

In his 1861 Report, Colonel Kinloch cites ‘a weak point of our Police
management’ in the failure to provide suitable housing for men in the County constabularies. He suggested that the Police Committee should provide loans over twenty years to enable the men to purchase housing. Police authorities appeared not to be grasping the nettle, in view of the expense involved. Delaying tactics were employed when Chief Officers raised the matter. The subject was deferred from one meeting to another, and all that happened was that the projected costs of providing accommodation for rural officers were simply rising year by year.

Cromartyshire still had no men, and nothing had changed with its single Burgh either. Pleas from Kinloch for a merger had not come to fruition. Similarly Dingwall Burgh remained a separate Police entity, despite Kinloch’s stated preference.

Meanwhile the Ross-shire force was busy. The line of railway from Inverness to Dingwall was well under way and the contractors engaged in constructing the line were paying Ross-shire for two additional Constables. There were also three Constables employed at Stornoway by the ‘Board of British Fishery’ to protect the herring fishing. In 1862 it was reported that other forces on the west coast were also going in a similar arrangement with the Fishery Board.

Cromarty Burgh and County had finally agreed to unite with each other. The two men in Dingwall Burgh Police had very poor working accommodation, and Kinloch considered the only answer to this situation had to be a union with Ross-shire.

The Ross County Force had an establishment of 20 men, plus various
additional staff. These ‘extra’ men comprised no less than four paid for by the Railway Company. It would be 11 July 1862 before the line opened between Inverness and Dingwall, and the plan had been that the Dingwall to Invergordon section would open simultaneously. Problems occurred however and it was to the following year before that stretch was open for traffic. The additional Police would play an important part in maintaining order in the construction, and preventing pilferage from the works.

‘Several’ additional men were also employed on herring fishery protection duties, and they would likely all be based on Lewis although there might be some involvement in the mainland. Argyllshire had a considerable ‘fishery’ unit, some of whom were apparently deployed on Skye (which of course lies in Inverness-shire) so it could be that there was some considerable ‘coming and going’ across boundaries.

Invergordon, probably largely because of the railway works, and Tain had now been provided with cells, but not so in Stornoway. The bobbies in Lewis were now having to take their custodies to a public house until a committal warrant could be obtain to consign them to prison.

When Kinloch next put pen to paper for the year ending March 1863, he made special reference to the fact that five years had now elapsed since he had proposed the Burghs of Dingwall and Cromarty and the County of Cromartyshire should unite with Ross-shire. He bemoaned the lack of progress on the subject. He also remarked upon the fact that no less than 62,278 vagrants had been found in Scotland during the year, and ‘a legislative measure to remedy this increasing evil is loudly called for.’

The railway line as far as Invergordon opened to public traffic on 25 March 1863 and would be making travel much more popular along Easter Ross and into Dingwall and Inverness. In May of that year authority was also to be granted to extend the line on to Meikle Ferry, just beyond Tain (where the Dornoch Firth Road Bridge now stands). this would open up the County even more and encourage more people to travel to and from Sutherland.

Cromartyshire still had no force, and Cromarty Burgh remained with one man and Dingwall with two. Ross-shire meantime seems to have had its
establishment cut to just 14, and they were on the minimum rate of pay.

Undoubtedly this was just one example of cost-cutting (to the bone) which many Police Authorities were exercising now that the initial novelty (and effect) of the ‘new Police’ was beginning to wear off.
(Definitely a case of “Plus la change, plus la meme chose” as we see much the same situation 150 years on!!!)

The pain was being felt by the rate-payers, in their pockets – but it was of course false economy, as they would soon learn when the force could not provide the expected level and standard of service. Kinloch also commented on the general scarcity of accommodation for the officers throughout the area.

So Ross-shire received an ‘inefficient’ report, which meant no Government Grant in respect of 1863. It would thankfully not always be thus!

(End of commentary)

Historic Moment: the Fall of an Empire – 25 SEP. 2008.
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Image by eyewashdesign: A. Golden
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

Phototgrapher: a. golden, eyewash design – c. 2008.


The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $ US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —>

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!



——> THE Historic ELECTION <——

"A work in PROGRESS."

Nov. 4th, 2008.

A great American leader once said, "As individual fingers We can be easily broken. But TOGETHER We make a mighty fist." These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama’s not the first American minority to speak eloquently and he most certainly won’t be the last. Though, in the end, this election wasn’t even close !!! The world watched as, "YES WE CAN!" turned into, "YES WE DID!" as it now ushers in, "YES WE MUST!" time is NOW!

What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African – American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races – both here and the world ’round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because – like it or not – race has dominated and governed Our daily lives for thousands of years. After all: "To know where We’re going, We must first know where We’ve been".

We’ve come a LONG Way baby! What was once "acceptable" in 1965 is no longer in 2008 and THANKFULLY.

This is a changing of the guard. Especially since forty-percent of America’s population is considered to be a "minority". Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard.

For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America.

It has now taken place. There’s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, "Actions speak louder than words" and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, "We do not inherit the earth from our ancestors, we borrow it from our children." We might just have a fighting chance.

The People have spoken! A record-setting 130 million Americans’ turned out to vote in Tuesday’s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq.

Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives – stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let’s face it, We could use just a little decency RIGHT NOW.

Perhaps more importantly, this moment speaks volumes as it’s an utter rejection of the right’s politics of fear and greed? It will now be decades before there’s another Republican majority in Congress. Never have the words, "Ask not what Your country can do for You, but what You can do for Your country," seemed more true for SO MANY. For, We-Are-Our-country. And We’re at a MAJOR crossroads. Where, oh where to begin?

OBAMA / BIDEN Campaign.

Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted – though more than a little proud of what was accomplished. And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It’s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE!

Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, "We the People" overwhelmingly responded. This is a MILESTONE. There’s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there’s simply nothing to gain.

However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples’ for the basic rights afforded them in Our own Constitution. Obama’s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, "Finally!" was the expression heard ’round the world.

The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY – the best in most Our lifetimes. This is a chance to truly transform America.

But, We mustn’t forget the VERY hard realities existing in this country. Just ask any woman…any "person of color"…or, any First Peoples living in this "great" land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens’ education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in "Our" names…as long as We sit idly by expecting or content to let others to "Do the right thing," for us… as long as We DON’T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.

Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday’s results into a real break from the shipwreck of the most immediate last thirty years – We MUST start by realizing this election represents just that – a START. It’s Round One of Our LONG and CONTINUOUS struggle.

And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they’ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America’s streets of plenty.

Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE – not rhetoric – is what’s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW.


A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he’ll not only understand, but should also expect this dynamic. It’s imperative for us to mind the trusty, "Follow the money" strategy. Don’t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign’s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&T – both heavy sponsors of the Republican AND the Democratic national party conventions.

At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day. The Obama / Biden campaign raised more than US0 million in September alone – a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970’s.

HOPEfully NOT.

The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588 bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers.

Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?

President – elect Barack Obama & John McCain’s U.S. Presidential campaign funds details:


Total: US2,525,058
Bundlers: 851
Lobbyist Bundlers: 77

See the Center for Responsive Politics Presidential campaign monies for a better perspective:

2008: Obama AND McCain – US.3 BILLION

(Obama: US0,767,963 million / McCain: US2,525,058 million)

2004: Bush AND Kerry – US.2 BILLION

2000: Gore AND Bush – US.56 MILLION

1996: Dole AND Clinton – US.82 MILLION

1992: Clinton AND Bush – US.24 MILLION

* TO SEARCH FOR MEGA-DONERS, CLICK here:… McCain&StateSelect=&SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*

Democrats in Washington and will be under enormous pressure to "play it safe", even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the "play-it-safe" crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture.

WE Can’t Let This Happen!

Whether it’s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real – that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don’t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.

In short, the real meaning of this election hasn’t yet been decided.

Overall, there’s a lot of work to do. It’s imperative that EVERYONE do his share – whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good.

Thanks for all you do!
Live your values. Love your country.
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !

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