How to answer whether I own a home or rent, if I do neither?

Question by DC Skater: How to answer whether I own a home or rent, if I do neither?
I was filling out an application for a credit card when the question of whether I own a home or rent came up. I am a student and still live at home with my parents while I work and go to school. What would be the best way to answer that since you have to choose one or the other.

Best answer:

Answer by Aragorn
Tell them you rent. That way they don’t expect that you’ll be carrying a mortgage. Otherwise (if you said you own a home) they would expect to see proof and records of that in your credit history.

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